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YFN

14K Gold Cubic Zirconia & Pearl Cross Pendant Necklace

YFN 14K Gold Cubic Zirconia & Pearl Cross Pendant Necklace is a refined 14-karat gold chain featuring a sparkling cubic zirconia-set cross and a luminous freshwater pearl, priced at $387.99, ideal for weddings, religious ceremonies, or elegant evening events where faith-inspired style is desired.

$387.99

● In stock

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Price and availability may change. Click to see current details on YFN.

Key features

  • 14K yellow gold, hypoallergenic and tarnish-resistant
  • Hand-set cubic zirconia pavé around a classic cross
  • Freshwater pearl centerpiece, approx. 8 mm diameter
  • 18-inch chain with 2-inch extender for adjustable length
  • Secure lobster clasp for everyday wear
  • Designed for both spiritual and fashion statements

Pros

  • +High-gloss 14K gold finish that resists discoloration
  • +Sparkling cubic zirconia offers diamond-like brilliance at lower cost
  • +Versatile length works with both casual and formal attire
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Cons

  • Pearl may require gentle handling to avoid surface scratches
  • No option for alternative chain lengths or metal colors

About YFN 14K Gold Cubic Zirconia & Pearl Cross Pendant Necklace

What is YFN 14K Gold Cubic Zirconia & Pearl Cross Pendant Necklace?

The YFN 14K Gold Cubic Zirconia & Pearl Cross Pendant Necklace is a fine-jewelry piece that combines a 14-karat gold chain with a religious cross set with sparkling cubic zirconia stones and a single freshwater pearl. Designed for women who appreciate both spiritual symbolism and contemporary sparkle, the necklace measures approximately 18 inches in length with a secure lobster clasp.

The pendant’s design draws inspiration from traditional ecclesiastical motifs while embracing contemporary sparkle. Each cubic zirconia stone is hand-set to maximize light reflection, and the pearl is sourced from sustainable farms, ensuring ethical sourcing without compromising luster. The gold is 14-karat, offering durability and a warm hue that complements a wide range of skin tones.

Key features

  • Material — 14-karat yellow gold, hypoallergenic and resistant to tarnish.
  • Center stone — One freshwater pearl, round, high-luster, approx. 8 mm diameter.
  • Accent stones — 18 carats of VVS-grade cubic zirconia set in a pavé style around the cross.
  • Cross design — Classic Christian cross silhouette, 1.2 inches tall, polished finish.
  • Chain length — 18 inches with a 2-inch extender for adjustable wear.
  • Clasp — Durable lobster-style clasp for secure closure.

Who is YFN 14K Gold Cubic Zirconia & Pearl Cross Pendant Necklace for?

This necklace is ideal for women seeking a versatile piece that can transition from everyday professional attire to formal events such as weddings, baptisms, or gala evenings. It also makes a thoughtful gift for milestones like graduations, anniversaries, or religious confirmations, offering both style and meaningful symbolism.

How does YFN 14K Gold Cubic Zirconia & Pearl Cross Pendant Necklace compare?

Compared with standard gold cross pendants that rely on plain metal or simple enamel, this YFN design adds high-brilliance cubic zirconia and a genuine pearl, delivering a higher perceived luxury without the price of solid diamonds. It sits between costume jewelry and premium designer pieces, offering superior craftsmanship at a mid-range price point.

When caring for this necklace, avoid harsh chemicals and store it in a soft pouch to preserve the pearl’s sheen. Cleaning the gold with a mild soap solution and a soft brush will keep the cubic zirconia sparkling. With proper maintenance, the piece can become a cherished heirloom passed down through generations.

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Best use cases

  • Wedding ceremony as a faith-focused accessory
  • Daily office wear for a subtle spiritual touch
  • Evening gala where sparkle complements a formal gown
  • Gift for a baptism or confirmation milestone
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Is 14K Gold Cubic Zirconia & Pearl Cross Pendant Necklace right for you?

The YFN 14K Gold Cubic Zirconia & Pearl Cross Necklace is suited for women who value both religious symbolism and refined sparkle. No special skill is needed to style it—pair with a simple blouse or an evening dress. If you prefer a more understated look, consider a plain gold cross pendant; for maximum brilliance, a diamond-set version offers higher sparkle at a greater price.

How it compares: Compared with basic gold cross pendants, this YFN piece adds high-brilliance cubic zirconia and a genuine pearl, delivering a luxury feel without the cost of real diamonds. It sits above costume jewelry but below premium designer collections, offering a balanced price-to-value ratio for style-conscious shoppers.

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Frequently Asked Questions

What materials are used in the YFN cross pendant?

The pendant is crafted from 14-karat yellow gold, which is hypoallergenic and resistant to tarnish. The cross is encrusted with VVS-grade cubic zirconia stones, and the centerpiece is a natural freshwater pearl approximately 8 mm in diameter. All components are designed for durability and lasting shine.

Does the necklace come with an extender?

Yes, the chain includes a built-in 2-inch extender, allowing the total length to be adjusted from 18 inches to 20 inches. This flexibility lets you wear the pendant higher on the neckline for formal occasions or lower for a more casual look, ensuring comfort throughout the day.

How should I care for the pearl?

Freshwater pearls are porous, so avoid exposure to harsh chemicals, perfume, or excessive moisture. Gently wipe the pearl with a soft, damp cloth after each wear, and store it separately in a soft pouch. Periodic professional cleaning can help maintain its luster without damaging the surface.

Is the necklace suitable for sensitive skin?

The necklace is made from 14-karat gold, which is generally safe for most skin types and is less likely to cause allergic reactions than lower-grade alloys. However, individuals with extreme metal sensitivities should test a small portion of the chain before wearing it for extended periods.

Can I wear the pendant with other necklaces?

Yes, the pendant’s simple design allows it to be layered with other necklaces of varying lengths. Pair it with a delicate chain for a subtle stacked look, or combine it with a longer statement piece for a bold, layered effect. Ensure the clasp remains secure when mixing pieces.

How much does 14K Gold Cubic Zirconia & Pearl Cross Pendant Necklace cost?

14K Gold Cubic Zirconia & Pearl Cross Pendant Necklace is $387.99 at YFN. Prices may change — click through to YFN for the latest.

Is 14K Gold Cubic Zirconia & Pearl Cross Pendant Necklace in stock at YFN?

Yes, 14K Gold Cubic Zirconia & Pearl Cross Pendant Necklace is currently in stock at YFN.

Specifications

Brand
YFN
Category
Women's Jewellery
SKU
rr2424
Last updated May 14, 2026