Dental Access Plan

What is Dental Access Plan?

The Dental Access Plan from 1 Dental is a membership-style dental savings program that gives you negotiated rates at a network of participating dentists for a flat annual fee of $16.95. It is not insurance — there are no claim forms, no deductibles to chip away at, and no waiting before you can use it. You enroll, get your membership details, and start booking visits at the discounted member pricing.

Key features

• Flat annual price — $16.95 covers your membership without monthly billing or surprise add-ons.
• In stock and active — currently available to enroll directly through 1 Dental.
• No waiting period — your discount pricing kicks in as soon as your membership is active, so a sudden toothache does not have to wait months for coverage to mature.
• No annual cap — unlike traditional dental insurance that often caps yearly benefits, member pricing applies every time you visit a participating provider.
• Wide service scope — applies across routine and major categories, from cleanings and x-rays to fillings, extractions, and specialty work.
• Simple at checkout — present your membership at a participating office; the discounted rate is applied at the chair, no paperwork to file later.
• Part of a tiered lineup — sits alongside other 1 Dental options like the Care 500 Series Plan and the Preferred Plan, so you can step up later if your needs change.

Who is Dental Access Plan for?

This plan fits anyone who does not currently have employer dental coverage and wants predictable savings on cleanings, exams, and the occasional bigger procedure without the complexity of a traditional policy. It is a sensible pick for freelancers, gig workers, retirees on Medicare (which generally does not include dental), students aging off a parent's plan, and families looking for a low-commitment way to keep routine care affordable. No prior dental insurance experience is needed — if you can book an appointment, you can use it.

How does Dental Access Plan compare?

Compared to traditional dental insurance, you trade reimbursement-style benefits and annual maximums for a flat membership fee and immediate access. Compared to paying full cash prices at the dentist, the negotiated member rates typically pay for the $16.95 enrollment in a single cleaning visit. And compared to higher-tier discount plans, this is the entry-level option — leaner on perks, but the easiest commitment if you mostly need preventive care and the occasional repair.